Term insurance is a life insurance product that provides coverage for a specific period (the term) in exchange for regular premium payments. In case of the policyholder’s unfortunate demise within this term, the nominee receives a lump sum payout (death benefit).

When you choose a life insurance policy, naturally you tend to focus on the premium amount, the sum assured, and the coverage. But there's one more aspect that you need to pay attention to the surrender value. 

Life insurance policies offer essential financial protection, but they also come with certain responsibilities, especially when the beneficiary is a minor. In such cases, the role of an appointee becomes vital.

Life insurance is not just a safety net for your family; it’s also a financial instrument that offers several advantages. One of the most compelling features of certain life insurance policies is the maturity benefit, which ensures that policyholders receive a lump sum payout upon the completion of the policy term. 

With the right marketing skills and insurance knowledge, you can sell life insurance and build a financially rewarding and purpose-driven career.

Diwali is a festival of lights and an occasion of feeling merrier. It dispels the darkness with light and stands for prosperity as well. The way we welcome and worship goddess Laxmi, the goddess of wealth, similarly, we should express our gratitude for financial stability also.