Health insurance is one of the most important aspects of securing a financially stable and healthy future. With healthcare costs increasing every day, buying the right health insurance plan can ensure you get the necessary medical attention without worrying about finances.

Ayushman Bharat is one of the most popular flagship schemes of the Government of India. Designed especially to enhance the healthcare system at the primary, secondary, and tertiary levels. This scheme aims to help over 12 crore poor and vulnerable families, covering around 55 crore people.

After the COVID-19 pandemic, we all know that medical care, especially for critical illness treatments, has become very expensive. While those with stable incomes can afford regular health insurance to protect themselves and their families. But the reality is very different for the poor in India who do not have access to basic amenities like food and shelter.

Did you know? 

India is the third most polluted country in the world, as per the report shared by World Quality Air in 2023. Every winter, air pollution gets worse, leading to school closures, reduced office hours, and efforts taken like artificial rain to fight the toxic smog.

If you have health insurance or plan to buy one, it's important to understand terms like copay, coinsurance, and deductibles. These terms play a significant role in your health insurance policy and make your claims hassle-free. 

In today’s world, the need for a higher sum insured in health insurance is more apparent than ever. Just imagine that you’ve already used up your regular health insurance policy coverage, and an unexpected medical expense arises. You're left wondering how to manage the growing bills.