In India, the Insurance Regulatory and Development Authority of India (IRDAI) is the governing body that regulates and oversees the insurance industry. One of the key services that IRDAI offers to consumers and insurance agents is the IRDA Agent Locator tool, which helps individuals and businesses find certified insurance agents who can guide them in selecting the right insurance policies.
Whether you are looking for any help or guidance in purchasing life, health, or general insurance, the IRDA Agent Locator can be an invaluable tool. But what exactly is it, and how can you use it effectively? In this blog, we will explore everything about IRDAI Locator.
What is the IRDA Agent Locator?
The IRDA portal Agent Locator is an online platform provided by IRDAI that allows individuals to search for licensed and certified insurance agents across India. This tool helps consumers find insurance agents who are authorized by the IRDAI to sell policies from different insurance companies.
It’s important to note that these agents are Professionally Certified and Regulated by IRDAI, which ensures that they have the necessary knowledge and qualifications to provide reliable insurance advice. The tool allows users to search for agents based on various parameters such as:
- Location (city, state, or pin code)
- Type of insurance (life, health, motor, etc.)
- Agent's registration number
- Insurer
- License Number
- Company affiliation
The agent locator helps in making informed decisions when choosing an insurance agent to guide you through policy selection, claims, and customer support.
Also Read: How to Check License Number After Passing IRDAI Exam?
Benefits of Using the IRDA Agent Locator
Find Certified Agents
With the tool, you can be assured that the agent you are connecting with is certified and regulated by IRDAI, ensuring transparency and professionalism.
Wide Range of Choices
You can search for agents from various insurance companies, giving you the flexibility to compare and choose the right agent based on your needs.
Local Search
Whether you're looking for an agent in your neighborhood or a specific city, the locator tool allows you to search by location, making it easier to find an agent who is convenient to connect with.
Easy Access to Information
The locator provides detailed information about the agent, including their registration number and which insurance company they represent, so you can check their credentials easily.
Time-Saving
Instead of manually searching or going through different insurance companies, the IRDA Agent Locator streamlines the process by gathering all the information in one place.
How to Use the IRDA Agent Locator?
Using the IRDA Agent Locator is simple. Follow these steps to find an IRDA-certified insurance agent in your area:
Using to IRDA agent locator portal
Access the portal directly via – https://agencyportal.irdai.gov.in/PublicAccess/AgentLocator.aspx
Select Your Search Criteria
Once you have clicked on the Agent Locator link, you will be directed to a search page where you can input your preferences.
Here, you will need to:
Enter your location( Mandatory)
You can specify your state, city, or pin code to find agents near you. Choose the type of insurance: You can search for life, health, motor, or general insurance agents based on your needs.
Search by agent’s name or License number (optional)
If you have an agent’s name or license details, you can directly search for them.
Filter by the insurance company (Mandatory)
If you're looking for an agent who works with a particular insurance company, you can select that option.
Click on Locate
Once you fill in the required details, click on the 'Locate' button. The results will display a list of IRDA-certified agents along with the following details:
- Agent’s name
- Registration number
- Type of insurance they specialize in
- Location (city or area)
- Insurance company affiliation
Contact the Agent
Once you find an agent that matches your requirements, you can reach out to them via the contact details provided. Most agents provide their phone numbers, or office addresses, making it easy to get in touch.
Verify the Agent’s Credentials
While the IRDA Agent Locator gives you a list of certified agents, it’s always a good idea to verify their credentials before engaging in business. You can do this by checking their IRDA registration number or calling the agent’s office to confirm their certification
Cross-verify with IRDA PAN Lookup
You can also cross-check the authenticity of your insurance agent by verifying their PAN details on the IRDA PAN Look up tool. Doing so will ensure that you know for a fact that your insurance agent is registered with IRDA of India, and is authorized to sell insurance in India.
Conclusion
The IRDA Agent Locator is a helpful tool for anyone looking for a licensed, professional insurance agent in India. By using this tool, you can easily find an agent who can assist you in choosing the best insurance policies suited to your needs.
Whether you're looking for guidance on purchasing life insurance, health insurance, or motor insurance, this tool provides the convenience of finding an IRDA-certified agent without the hassle. So, next time you require an insurance expert, make sure to visit the IRDA Agent Locator to connect with a trusted advisor.
