In today’s fast-paced world, car insurance is not only a legal requirement—it’s a crucial safety net that helps protect you from unexpected events on the road. It covers the costs of accidents or vehicle damage, offering peace of mind while driving
However, many car owners often overlook their insurance expiry dates, which can lead to penalties and financial risks. The good news is, with the power of technology, checking your car’s insurance expiry status online has never been easier or quicker.
This simple guide will help you take the necessary steps to check your vehicle's insurance expiry status online, helping you stay compliant and protected while driving on the road.
What is a Car Insurance Validity?
Car insurance validity refers to the duration during which your insurance policy stays active. Once this period ends, you must renew the policy to continue receiving coverage and benefits. Most car insurance policies are valid for one year. However, as per new rules, if you are purchasing a new car, you must purchase long-term insurance with a validity of 3 years. After this period, you can renew your policy every year to maintain coverage.
Why is Timely Car Insurance Renewal Important?
Renewing your car insurance on time is crucial to avoid the following problems:
- Save yourself from Legal Issues—Driving on the road with an expired insurance policy may result in heavy fines and legal action.
- Not Eligible for No Claim Bonus (NCB) – If you miss your renewal deadline, you may not be able to avail of the NCB discount, resulting in a lowering of your premium.
- Claim Rejection – If your policy expires at any cost, the insurance company won’t cover any damage or loss, leaving you to pay out of pocket.
- Higher Premiums – A lapsed policy may require you to buy a new one at a higher cost, increasing your overall insurance costs.
How to Check Car Insurance Validity
You can track your car insurance validity online via various platforms like the insurer’s website, Parivahan Sewa/Vahan portal, or the mParivahan app as per convenience.
Key platforms to track your car insurance expiry status online
How to Check car insurance expiry on Parivahan Sewa?
- Visit the Parivahan website
- Select “Know Your Vehicle Details” from the drop-down “Informational Services” menu.
- Log in to an account on the VAHAN portal via your mobile number or log in with your mobile number, if you are an existing user.
- Enter the vehicle registration number, and verification code and click the “Search Vehicle” button.
- The vehicle details will be displayed along with the vehicle insurance details.
How to Check car insurance expiry on the mParivahan Mobile App?
- Install mParivahan app
- Create an account to log in via your mobile number.
- Select your preferred language.
- Enter the vehicle registration number on the provided vehicle search box and click on the search button.
- The next page will show you the vehicle details along with the vehicle insurance validity.
How to check car insurance expiry at the insurer's website?
Most insurance companies allow policyholders to check their insurance validity on their official websites.
- Visit your insurer’s official website
- Select “Check Policy Status” or a similar option.
- Enter details like your policy number or vehicle registration number
- Track your policy details, including the expiry date.
Bottom Line
Due to advancements in technology, now checking your car insurance expiry online is quick, and easy for maintaining uninterrupted coverage. Whether you are checking car insurance expiry via mobile app, or third-party platforms, staying on top of your policy’s expiration date ensures peace of mind on the road. So, check today and stay protected!
