Is Your Smile Protected? When we think of health insurance, we usually think of hospital bills, surgeries, and critical illnesses.

India is home to one of the largest populations struggling with mental health issues. According to the National Mental Health Survey 2025, nearly 1 in 7 Indians suffer from some form of mental disorder. Yet, this reality is hardly reflected in insurance claims data.

India has witnessed remarkable improvements in healthcare facilities, leading to the rise of world-class hospitals and skilled doctors. While advancements in treatment have made it possible to manage critical illnesses like heart disease and cancer, accessing these treatments often comes with a hefty financial burden.

​In India, medical costs are rising rapidly, and health problems can occur unexpectedly. Health insurance helps cover expenses like hospital stays, medicines, and doctor visits. Whether provided by your employer or purchased individually, having health insurance ensures you can get the medical care you need without using up your savings. It's a smart way to protect both your health and your finances. 

Medical emergencies are already stressful, and navigating health insurance claims can add to policyholders' challenges. Claim repudiation happens when an insurer denies reimbursement even after processing the claim, while claim rejection occurs due to errors or discrepancies in the submitted details. Knowing the reasons behind these issues is essential to avoid them.

World Health Day is observed each year on April 7th to honor the founding of the World Health Organization (WHO) in 1948.