If you have health insurance or plan to buy one, it's important to understand terms like copay, coinsurance, and deductibles. These terms play a significant role in your health insurance policy and make your claims hassle-free. 

In today’s world, the need for a higher sum insured in health insurance is more apparent than ever. Just imagine that you’ve already used up your regular health insurance policy coverage, and an unexpected medical expense arises. You're left wondering how to manage the growing bills.

Group Mediclaim (GMC) policy is a type of health insurance policy that offers medical coverage to a group of people, typically offered by an employer, an organization, or an association.

As we age, our healthcare requirements rise, and so does our need for health insurance. However, many Indian citizens who are 60 or older do not buy health insurance believing that they are too late to get this insurance.

When considering health insurance, it's important to understand the difference between OPD and IPD. OPD (Outpatient Department) refers to visiting a doctor for consultations or treatments without being admitted to the hospital, such as for a routine check-up. 

The holiday season is a time for joy, togetherness, and expressing love through thoughtful gestures. While we often think of gifts as tangible items wrapped in sparkling paper, this Christmas, consider a gift that truly keeps on giving—health insurance.